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Drug Treatment Programs That Accept Private Health Insurance
Alcohol And Drug Treatment Programs That Accept Private Health Insurance
With the rising cost of addiction treatment services, many people who have substance use disorders and co-occurring disorders often have a difficult time covering the cost of rehab. However, there are many drug and alcohol rehab facilities that accept private health insurance to help such people. In most cases, therefore, you can get a private insurance policy to cater for at least some of the payment for your drug and alcohol abuse rehab.
Still, even though some rehabilitation facilities take insurance, most people who require these treatments are statistically still less likely to get medical insurance coverage. In fact, it is now estimated that 15% of adults have no coverage at all while over 30% rely entirely on federally and government funded health coverage - including Medicare and Medicaid - to offset the cost of their rehab.
Aside from this, a recent survey disclosed that nearly 31% of the individuals who needed rehabilitation for drug and alcohol addiction were not able to enroll into a suitable program for the mere reason they lacked insurance coverage and finance.
Understanding Alcohol And Drug Treatment Centers That Accept Private Health Insurance
Depending on the private health insurance company you use in addition to the type of insurance you pay for, there are a number of alcohol and drug treatment centers that accept private health insurance.
In most instances, however, there are gaps as to what these facilities will and won't pay for. Thankfully, improvements are being made to expand what is covered by private health insurance with respect to the rehab services you might require for drug and alcohol abuse.
In addition, substance use rehab services are now considered to form part and parcel of mental or behavioral health coverage in most private health insurance plans. In the same way, if the health insurance you have is part of a larger group health plan that includes more than 50 staff and caters to mental health treatment services, the law now requires your insurer provider to cover all mental health disorders - including but not limited to substance use and co-occurring issues - as they would offer coverage for physical health issues.
Therefore, this is excellent news for people who fit in these categories especially when the larger part of their quality rehabilitation at a treatment center will be covered, although some will also cover the entire cost of treatment.
Likewise, more than 2/3rds of all drug and alcohol rehabilitation programs accept some type of private health insurance. As such, you can be sure that you will have a comprehensive range of options to choose from. Today, you can even select a holistic program or even one that offers alternative methods of treatment that differ from traditional disease and 12 step methods.
How Alcohol And Drug Rehabilitation Centers That Accept Private Health Insurance Work
Most people dealing with drug and alcohol addiction now prefer drug and alcohol treatment facilities that accept private health insurance because of the options they provide. In most instances, if you are covered through private health insurance the total cost of your detoxification services and outpatient centers might be covered - even though not all clients will benefit from these options (including those who may have relapsed before).
On the other hand, the rehab center may also cater to the cost of short term centers - including those that offer residential or inpatient treatment for 30 days or less. Some programs also cover long term treatment through private health insurance.
In almost all of these instances, the program you enroll in might work closely with an insurer particularly in determining the eligibility criteria for long term rehab. Some of the centers might even have staff members on board who are specifically charged with the responsibility of helping insured addicts benefit from treatment services without worrying about the financial aspect of rehab.
Therefore, if you need to address chronic drug addiction for more than 30 days, you may want to speak to some of the alcohol and drug rehab centers that accept private health insurance. A registrar at the center will answer your questions and guide you on how to get the treatment process started.
Importance Of Insurance Coverage In Drug Addiction Rehabilitation And Rehabilitation
Many health insurance companies have taken over the responsibility of covering the cost of rehabilitation for substance use disorders and co-occurring mental health conditions. This is because they now have a better understanding of the ill effects stemming from alcohol and drug abuse or resulting from specific drug and alcohol addictions - all of which might have physical or psychiatric effects that persist. As such, the insurers know that their revenues come when their consumers benefit from these services.
Today, there are a number of different insurance options for people in need of drug and alcohol addiction rehab. In most instances, the private health services will compensate the alcohol and drug treatment facilities that accept private health insurance for some of the costs of inpatient and outpatient treatment for almost all forms of addictions and alcoholism.
In addition, insurance companies now understand that drug and alcohol addiction and substance use issues are treatable. As such, they take great measures to cover the cost of rehab for these issues especially because they grasp the fact that drug and alcohol addiction comes with negative impacts and may even result in physiological or psychiatric ill effects for their clients.
It is legally mandated for private health insurance companies to cover mental health and behavioral conditions - including but not limited to drug addiction - in the same way they pay for other physical and medical conditions like diabetes and heart disease.
Therefore, you can be sure that enrolling in a drug treatment facilities that accept private health insurance will make it a whole lot easier for you to offset the cost of your treatment. In the end, this could help you focus on your rehabilitation instead of of worrying too much about paying for the services you need.
Overall, the importance of alcohol and drug rehabilitation facilities that accept private health insurance cannot be overemphasized. If you don't have the resources to pay for your rehab, these are some of the options you should take into consideration before your addiction becomes cyclic and you are unable to cope with or find help for it.
Drug Treatment Programs That Accept Private Health Insurance by State
Select a State:
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia
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